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June 28th, 2011

Meanwhile, the risk is very important and often leads to total loss of the car. Or, for example, in some insurance companies pay for the risk of "Theft" is made in view of wear, and within the first month of operation of the new car can lose up to 5-7% of its value. – What are the nuances worth more attention? – First, be sure to check for themselves the moment at which the insurance company begins to bear responsibility for the insured car. For some companies this responsibility comes only from the time of the tc be registered in the traffic police. Accordingly, problems may occur because a car without number plates – a bait for thieves. Secondly, pay attention to is whether the liability insurance company for damage paint without damaging the body parts. Third, note the additional requirements, such as whether the company requires mandatory installation of any alarm, and whether for this discount. Fourth, check whether the contract included a mandatory deductible, considering it can cause problems for the payment.

– But insurance agents need to explain these nuances to his client? – Agents are different. "Conscious" necessarily tell about nuances, and those who want to make money, get money from the client – this may simply "forget". So no need to rely on the agent's consciousness, especially sort things out for themselves what it is you buy. Because when the insurance case is not the agent will ask for payment, and you. – Then the logical question: why do you, as an insurer, raised about this? – Now people are chasing cheap insurance, without going into details contract, but would pay less. But do not think that if something happens, they can refuse to pay because this insurance case is not covered by the contract. And if you do not talk about the pitfalls of insurance, not to explain to people the nuances, it would appear negative. Not only to a particular insurance company, where people bought the policy, and to insurance in general. We walked a very long time to make people understand that the insured necessary and related to this positively. Moreover, our company manufactures products aimed at specific audiences, including those who want to save, but we always stipulate "pitfalls" to avoid differences in the payment process. Thus, we have the insurance "Avtoobereg" with the rate 3.49% – only insurance against theft and total loss of vehicle, m e of global risks.


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